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Nepal , Sunday 30 August 2026

Nepal has cheap money. So why isn’t credit growing?

Published on: Saturday 22 August 2026

Nepal has cheap money. So why isn’t credit growing? Nepal is experiencing historically low interest rates, with lending and deposit rates exceptionally low by the country’s own standards. As of mid-May 2026, the numbers make this clear. The commercial banks’ weighted average deposit rate stood at 3.35%, while the weighted average lending rate was 6.73%. The commercial banks’ base rate stood at 4.97%. So, […]



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